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CMPG
Specialists in Credit Insurance
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CAN YOU SLEEP WELL KNOWING YOUR CREDIT SALES
ARE NOT INSURED?
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Why should you insure your company’s sales?
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Are you aware that late payments have led to the closure of over 400,000 companies in Spain since 2008 and that the delay in bill collection generates lower competitiveness in companies and often forces them to dismiss their employees? Many of the companies that do not pay their suppliers file for bankruptcy and over 90% ended up being wind up without making any payments to suppliers.
Your company should not be dependent on the situation of your customers.
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The importance of managing Credit Risk
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A company must manage the risk of the credit it grants its customers: it must establish the risk that can be assumed and control it over time, ensuring payments are made within the set deadlines. Businesses that are well managed have this control.
We bring you solutions to meet these goals.
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What can Credit Insurance offer us?
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This insurance serves as a tool to help us in the Credit Risk Control in 3 aspects:
A | It helps us determine the maximum credit risk for each customer. This is very important, especially when it comes to new customers.
B | It checks on customers over time and helps us detect whether a customer has strayed from his path, thereby preventing the impact of a major non-payment that could generate a significant cash flow gap.
C | If the customer does not make a payment the insurance will manage the debt collection worldwide (avoiding additional expenses). If the debtor is unable to meet the payment within the agreed period, the insurer compensates us and thus minimizes the loss for the company.
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Is a Credit Insurance very expensive?
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Not at all and certainly not at this moment when the insurance market is offering good options. However, the employer must take into account that the cost of the insurance cannot be compared with the annual non-payments. Thus, having had few defaults in the past does not guarantee that the numbers won’t rise the next year. In addition, the expenses that the employer incurs in obtaining customer information (business reports) and debt recovery costs must be taken into account.
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Is managing Credit Insurance complicated?
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NO. We manage a portfolio of nearly 200 companies, from multinationals to SMEs, and have been able to find the most suitable insurance options. Once companies sign up for credit insurance, they carry on using it. Our team of experts will help with implementation matters and, most importantly, will carry out a follow-up process to make sure the insurance performs at its best.
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How can I evaluate its coverage and cost?
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As specialists, we analyze your company’s activity, its customers and its manner of operation to make sure we find the perfect insurance for you, drafting a Report on Costs and Coverage..
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Your company already has credit insurance, but…
does it have an specialized mediator?
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What does specialized brokerage offer with regards to Credit Insurance?
[/fusion_text][fusion_checklist icon=»fa-asterisk fas» iconcolor=»#cd9700″ circle=»no» circlecolor=»» size=»13px» divider=»» divider_color=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»»][fusion_li_item icon=»»]Our team aims at providing the best service to its customers, both in the procurement and monitoring of their insurance (handing out advice on claims management), as well as in developing relations with insurance companies.[/fusion_li_item]
[fusion_li_item icon=»»]Thanks to the deep knowledge that our brokerage has on the sector and its total independence from any Company (unlike agents) we are able to offer each customer the product that best suits their specific needs, with the best conditions.[/fusion_li_item]
[fusion_li_item icon=»»]Rigorous customer advice, which is key in preventing risks for our customers and ensuring their safety, is one of the main values of our brokerage.[/fusion_li_item]
[fusion_li_item icon=»»]Our Knowledge on Insurance and the business world and the Trust we place on our clients helps them make the right decision when contracting or managing Credit Insurance. Our decision-making process is never based on reasons that are not strictly professional. Our aim is to safeguard our clients’ assets, bringing them added value instead of using insurance policies as a bargaining chip with no responsibilities attached.[/fusion_li_item]
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What does our Specialized Credit Insurance do?
[/fusion_text][fusion_checklist icon=»fa-asterisk fas» iconcolor=»#cd9700″ circle=»no» circlecolor=»» size=»13px» divider=»» divider_color=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»»][fusion_li_item icon=»»]First of all, it makes sure we know what our clients do and how they operate to be able to adapt the Insurance to their needs. If the Mediator does not know what you do, how can he know what insurance suits your company best?[/fusion_li_item]
[fusion_li_item icon=»»]It has an in-depth knowledge of the products and different contracts the Insurance Companies have, as well as the way their clauses are applied.
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It develops its own management models so that our clients and their Administrative departments can handle Credit Insurance whenever it is needed:
| Procurement and implementation of the insurance policy
| Supervision of the Management of the Risk Limits that the Insurance Company grants
| Claim Support and Monitoring: processing-compensation and debt collection
| Operation of the policy: receipts, study of expenditures and debt collection, premium adjustments, etc….
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WE WANT TO BE YOUR
CREDIT INSURANCE MEDIATOR
WHY DON’T YOU THINK ABOUT IT?
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Did you know that our service has no additional cost to your company?
How can your company benefit from working with us?
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Get a better performance out of your CREDIT INSURANCE POLICY. Our goal regarding clients is to:
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Improve the Risk Limits with more precise information on them
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Relieve the Company from the Administrative Management
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Advise the client on how to draft Claim Records and track them until Compensation
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Negotiate with Insurance Companies all aspects related to policy costs
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Improve the efficiency when it comes to managing Credit Risks with customers, improve the Profitability of your Client Portfolio and minimize the cost that defaults could have on your company
All this would result in a lower cost for your company when covering its credit sales.
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WHY US?
Mosquera, Prieto & García Asociados SL is the first insurance brokerage in Galicia specializing in credit sales insurance. We work with over 200 companies and specialize in credit risk management and financial default coverage. We are a team of 8 people, skilled in sectors as wide-ranging as frozen products, fishing, stone, wood, preserves and the transport industries (among others).
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Insurance Brokerage CMPG
[/fusion_text][fusion_separator style_type=»none» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» sep_color=»» top_margin=»40″ bottom_margin=»10″ border_size=»» icon=»» icon_circle=»» icon_circle_color=»» width=»» alignment=»center» /][/fusion_builder_column][fusion_builder_column type=»1_3″ layout=»1_3″ spacing=»yes» last=»false» center_content=»no» hide_on_mobile=»no» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» border_color=»» border_style=»solid» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» margin_top=»» margin_bottom=»» animation_type=»0″ animation_direction=»0″ animation_speed=»0.1″ class=»» id=»» min_height=»» hover_type=»none» link=»» border_position=»all» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» type=»1_3″ first=»true» spacing_right=»1.3333333333333333%»][fusion_text]
Registered in the Directorate-General of Insurance and Pension Funds (D.G.S.F.P.) under key no. J-3237
CIF B36930956
Address
c/ Eduardo Iglesias, 8-Entreplanta Dcha.
36202 Vigo | Pontevedra (Spain)
[/fusion_text][fusion_fontawesome icon=»fa-phone fas» size=»medium» flip=»» rotate=»» spin=»no» alignment=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» circle=»no» iconcolor=»#cd9700″ circlecolor=»» circlebordercolor=»» animation_type=»» animation_direction=»down» animation_speed=»0.1″ animation_offset=»» iconcolor_hover=»#cd9700″ circlecolor_hover=»» circlebordercolor_hover=»» /][fusion_text] T. +34 986 228 129
[/fusion_text][fusion_fontawesome icon=»fa-file-alt far» size=»medium» flip=»» rotate=»» spin=»no» alignment=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» circle=»no» iconcolor=»#cd9700″ circlecolor=»» circlebordercolor=»» animation_type=»» animation_direction=»down» animation_speed=»0.1″ animation_offset=»» iconcolor_hover=»#cd9700″ circlecolor_hover=»» circlebordercolor_hover=»» /][fusion_text] F. +34 986 443 124
[/fusion_text][fusion_fontawesome icon=»fa-envelope fas» size=»medium» flip=»» rotate=»» spin=»no» alignment=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» circle=»no» iconcolor=»#cd9700″ circlecolor=»» circlebordercolor=»» animation_type=»» animation_direction=»down» animation_speed=»0.1″ animation_offset=»» iconcolor_hover=»#cd9700″ circlecolor_hover=»» circlebordercolor_hover=»» /][fusion_text] cmpg@cmpg.es
Inscribed in the Registry of Companies of Pontevedra Volume 2919, Book 2919, Folio 50, Sheet PO-34177
[/fusion_text][/fusion_builder_column][fusion_builder_column type=»2_3″ layout=»2_3″ spacing=»yes» last=»true» center_content=»no» hide_on_mobile=»no» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» border_color=»» border_style=»solid» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» margin_top=»» margin_bottom=»» animation_type=»0″ animation_direction=»0″ animation_speed=»0.1″ class=»» id=»» min_height=»» hover_type=»none» link=»» border_position=»all» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» type=»2_3″ first=»false» spacing_left=»2.6666666666666665%»][fusion_map address=»Eduardo Iglesias, 8 Vigo» type=»roadmap» map_style=»default» overlay_color=»» infobox=»default» infobox_background_color=»» infobox_text_color=»» infobox_content=»CMPG | Eduardo Iglesias, 8 entlo. dcha – Vigo» icon=»» width=»100%» height=»400px» zoom=»16″ scrollwheel=»no» scale=»yes» zoom_pancontrol=»yes» popup=»yes» animation=»no» class=»» id=»» /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=»no» equal_height_columns=»no» menu_anchor=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» background_color=»» background_image=»» background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»none» parallax_speed=»0.3″ video_mp4=»» video_webm=»» video_ogv=»» video_url=»» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» overlay_color=»» video_preview_image=»» border_color=»» border_style=»solid» padding_top=»» padding_bottom=»» padding_left=»» padding_right=»» type=»legacy» admin_toggled=»no»][fusion_builder_row][fusion_builder_column type=»1_1″ layout=»1_1″ background_position=»left top» background_color=»» border_color=»» border_style=»solid» border_position=»all» spacing=»yes» background_image=»» background_repeat=»no-repeat» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» margin_top=»0px» margin_bottom=»0px» class=»» id=»» animation_type=»» animation_speed=»0.3″ animation_direction=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» center_content=»no» last=»true» min_height=»» hover_type=»none» link=»» border_sizes_top=»» border_sizes_bottom=»» border_sizes_left=»» border_sizes_right=»» type=»1_1″ first=»true»][fusion_text]
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